Privacy Policy - CNL Loans

Privacy Policy

Click N Loans - cnlloans.com
Last Updated: August 20, 2025

At Click N Loans ("we," "our," or "us"), we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website cnlloans.com or use our small business funding services.

1. Information We Collect

Personal Information

We may collect the following types of personal information:

  • Contact Information: Name, email address, phone number, mailing address
  • Financial Information: Income details, employment information, bank account information, credit history
  • Identification Information: Social Security Number, driver's license number, date of birth
  • Loan Application Data: Requested funding amount, purpose of funding, business information, collateral details

Technical Information

We automatically collect certain technical information when you visit our website:

  • IP address and device identifiers
  • Browser type and version
  • Operating system and device information
  • Website usage patterns and analytics data
  • Cookies and similar tracking technologies

2. How We Use Your Information

We use your information for the following purposes:

  • Business Funding Processing: To evaluate, process, and service funding applications for merchant cash advances, short-term loans, equipment financing, and lines of credit
  • Identity Verification: To verify your identity and prevent fraud
  • Communication: To contact you regarding your application, account, or services
  • Legal Compliance: To comply with applicable laws, regulations, and legal requirements
  • Service Improvement: To improve our website functionality and user experience
  • Marketing: To send you information about our funding products and services (with your consent)

3. Information Sharing and Disclosure

We may share your information with the following parties:

  • Funding Partners and Lenders: To facilitate funding approvals and disbursements for our small business funding products
  • Credit Reporting Agencies: To verify creditworthiness and report funding performance
  • Service Providers: Third-party vendors who assist with our operations
  • Legal Authorities: When required by law or to protect our rights and interests
  • Business Transfers: In connection with mergers, acquisitions, or asset sales
Important: We never sell your personal information to third parties for their marketing purposes.

4. Data Security

We implement comprehensive security measures to protect your personal information:

  • SSL/TLS encryption for data transmission
  • Secure servers with restricted access
  • Regular security audits and monitoring
  • Employee training on data protection protocols
  • Multi-factor authentication systems

While we strive to protect your information, no method of transmission over the internet or electronic storage is 100% secure. We cannot guarantee absolute security but will notify you of any data breaches as required by law.

5. Cookies and Tracking Technologies

Our website uses cookies and similar technologies to:

  • Remember your preferences and settings
  • Analyze website traffic and usage patterns
  • Provide personalized content and advertisements
  • Ensure website security and prevent fraud

You can control cookie settings through your browser preferences. However, disabling cookies may affect website functionality.

6. Your Rights and Choices

Depending on your location, you may have the following rights regarding your personal information:

  • Access: Request copies of your personal information
  • Correction: Request corrections to inaccurate information
  • Deletion: Request deletion of your personal information
  • Portability: Request transfer of your data to another service
  • Opt-out: Unsubscribe from marketing communications
  • Restrict Processing: Limit how we use your information

To exercise these rights, please contact us using the information provided below.

7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

8. Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from minors. If we become aware that we have collected information from a child under 18, we will take steps to delete such information promptly.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. We will notify you of any material changes by:

  • Posting the updated policy on our website
  • Sending email notifications to registered users
  • Providing notice through our website or services

Your continued use of our services after any changes indicates your acceptance of the updated Privacy Policy.

10. State-Specific Privacy Rights

California Residents

Under the California Consumer Privacy Act (CCPA), California residents have additional rights including the right to know what personal information is collected, sold, or disclosed, and the right to opt-out of the sale of personal information.

Other State Laws

Residents of other states may have additional privacy rights under applicable state laws. Please contact us for information about your specific rights.

Contact Us

If you have any questions about this Privacy Policy or wish to exercise your privacy rights, please contact us:

  • Website: cnlloans.com
  • Phone: (561) 525-5497
  • Business Hours: Monday-Friday, 8am-10pm EST
  • Mailing Address:
    Click N Loans
    1180 SW 10th St
    Delray Beach, FL 33444
    United States